Use your Mac, iPad, iPhone and/or Apple Watch to pay for items! Yes, Apple Pay is now available on the Mac to pay for things online. Apple Pay is a secure and convenient way to pay for items online – without the need to complete billing and shipping forms!
See the Clotheshore article for details about using Apple Pay online.
For Apple Pay details, read Apple’s Set up Apple Pay on your iPhone, iPad, Apple Watch, or Mac.
Students with visual impairments often struggle with applying and using money skills in a real-life transaction, as students are often hesitant when interacting with clerks in a store or restaurant. It is often challenging for a student to juggle his/her cane, bills/coins, and purchased items, as well as determining the right amount of money, locating the cashier to give/receive money, etc. Using Apple Pay (or other digital payment options) eliminates the issue of handling money and writing a signature, and provides an easy way to track how his/her money is being spent. Since most students do not have Apple Pay accounts, during O&M lessons, I will allow my student to use my iPhone and Apple Pay account for approved purchases. I do not share my iPhone password (or fingerprint ID!) My younger O&M students are using Apple Pay to initially build their confidence when making purchases. Not all places accept Apple Pay – it is important that students have opportunities to handle cash, use a credit/debit card and Apple Pay.
Students should have exposure to their own bank account prior to graduating from high school. Students do need to know how to independently handle and keep track of their banking, as well as opportunities for making purchases prior to going to college or living on their own. Students with sight typically have paying jobs in high school and often have access to a car. Earning money, paying bills, knowing if they have enough money for gas, purchasing gas, etc. are skills typically developed – in a semi-supervised way – at age 16. Students who are visually impaired need the same type of experiences. Ideally, students with visual impairments should have paid job opportunities during high school. If not, be creative in ways that your student can “earn” money, work on banking skills, and learn how to pay “bills” – even if it earning money through household chores and paying for services such as their monthly iPhone bill or rides to/from school or activities. Students also benefit from having a credit card in his/her name to be responsible for and to establish credit.
By Diane Brauner